About

First National Bank of Waterloo (FNBW) is a community bank established in 1912, serving Southern and Central Illinois with a focus on local support, personal service, and financial products like loans and deposit accounts, operating from multiple banking centers, including locations in Waterloo, Columbia, and O'Fallon, and emphasizing hometown relationships. They offer standard banking services, investments, and leverage technology for convenience, while remaining a locally owned institution dedicated to community growth.